Final Exam Study Guide – 10 Pts Added to Final Test Score

True/False
Indicate whether the statement is true or false.

____	1.	It is usually a good idea to tell co-workers of plans to quit a job before you tell the boss.

____	3.	Most of the fastest-growing occupations between now and 2012 are in the legal field.

____	4.	The grouping of different workplaces is known as the Standard Occupational Classification.

____	5.	Being an office manager is often very different from being an office employee.

____	6.	If an interest inventory indicates you have a preference for marketing occupations, these are the only ones you should investigate.

____	7.	Buyers generally pay back sales credit in equal installments over a fixed time period.

____	8.	Endorse a check exactly as it is made out, even if your name is written incorrectly.

____	9.	Work permits are issued by local Social Security offices.

____	10.	Carpenter, attorney, and chef are all examples of jobs.

____	11.	Stealing is a serious problem in many businesses and industries.

____	12.	When employees follow the instructions of a supervisor, they are said to be following authority.

____	13.	You are not responsible for obeying workplace rules with which you are not familiar.

____	14.	Ownership of a share of an apartment building complex is called a townhouse.

____	15.	What you want out of a job will influence how and where you look for one.

____	16.	The “conditions of employment” for a job offer include working hours, salary or wages, and fringe benefits.

____	18.	If you like your occupation but dislike your job, you might consider changing jobs.

____	19.	An automatic renewal clause in an apartment lease is called a sublet.

____	20.	Housing is often the largest single expense in most people’s budgets.

____	21.	Foods vary in the kinds and amounts of nutrients they contain.

____	22.	Your first occupational choice should be a permanent one, because you’ve given a lot of thought to your choice.

____	23.	After learning about a job lead, it is best to think it over a couple of days before contacting an employer.

____	24.	Students enrolled in work experience education programs must have jobs approved by their coordinator.

____	25.	Arriving for a job interview at the exact time of the appointment shows how organized you are.

Multiple Choice
Identify the choice that best completes the statement or answers the question.

____	26.	A time deposit account is also known as a
a.	passbook account.	
b.	certificate of deposit.	
c.	savings account.	
d.	money market fund.	

____	27.	All of the following are good dress and grooming rules to follow in preparing for an interview, EXCEPT
a.	apply good smelling cologne or perfume.	
b.	use makeup and lipstick sparingly.	
c.	clean and shine shoes.	
d.	avoid wearing a lot of jewelry.	

____	28.	Which of the following is NOT a positive way to deal with stress?
a.	Develop positive emotions.	
b.	Alternate mental and physical activities.	
c.	Have interests outside of school or work.	
d.	Keep emotions and feelings to yourself.	

____	30.	The person or company to whom you write a check is the
a.	payee.	
b.	debtor.	
c.	endorsee.	
d.	creditor.	

____	31.	The output of a worker is called
a.	salary.	
b.	productivity.	
c.	skill level.	
d.	quality of work.	

____	32.	The correct way to write the numerical amount of a check for 95 cents is
a.	$.95.	
b.	0.95 cents.	
c.	ninety-five cents.	
d.	only 95 cents.	

____	33.	Which of the following types of savings account allows withdrawals at any time, offering safety, convenience, and liquidity?
a.	time deposit	
b.	money market fund	
c.	passbook account	
d.	certificate of deposit	

____	34.	When purchasing a used car, you should take the following steps, EXCEPT
a.	confirm the mileage.	
b.	take it to a mechanic for an inspection.	
c.	contact the previous owner.	
d.	finance only through the dealer.	

____	35.	In investing, probably the best way to balance risks is to
a.	buy U.S. savings bonds.	
b.	hire a financial adviser.	
c.	buy money market funds.	
d.	diversify investments.	

____	36.	The process of “balancing a checkbook” each month is known as
a.	authenticating.	
b.	endorsing.	
c.	reconciling.	
d.	registering.	

____	37.	Which of the following aspects of job performance is included in a performance evaluation?
a.	job performance	
b.	work habits	
c.	attitudes	
d.	All the choices are correct.	

____	38.	An activity directed toward a purpose or goal that produces something of value to oneself and/or society is known as
a.	a job.	
b.	an occupation.	
c.	a career.	
d.	work.	

____	39.	A type of checking account offered by credit unions is called a
a.	minimum balance account.	
b.	cost-per-check account.	
c.	share draft account.	
d.	NOW account.	

____	40.	Which of the following produces the greatest levels of stress?
a.	daily activities	
b.	illness or injury	
c.	life crises	
d.	life changes	

____	41.	Which type of insurance pays benefits to someone unable to work because of accident or injury?
a.	health insurance	
b.	disability coverage	
c.	unemployment insurance	
d.	major medical expense	

____	42.	The total dollar amount you pay for using credit is called the
a.	interest charge.	
b.	finance charge.	
c.	installment charge.	
d.	annual percentage rate.	

____	43.	The initial portion of a health, home, or auto insurance claim that is paid by the policyholder is called the
a.	premium.	
b.	deductible.	
c.	face value.	
d.	co-payment.	

____	44.	All of the following are service occupations, EXCEPT
a.	secretary.	
b.	manager.	
c.	factory worker.	
d.	salesperson.	

____	45.	All of the following are important in determining the best interest rates for different savings plans, EXCEPT
a.	minimum deposit.	
b.	annual percentage yield.	
c.	frequency of interest compounding.	
d.	interest pay periods.	

____	46.	The amount of money a family should save for emergencies is equal to at least ____ total income.
a.	two weeks’	
b.	one month’s	
c.	two months’	
d.	six months’	

____	47.	A job offer generally is made by
a.	letter.	
b.	telephone.	
c.	fax.	
d.	e-mail	

____	49.	The term that refers to how well your heart and other organs function is called
a.	nutrition.	
b.	basal metabolism.	
c.	physical fitness.	
d.	homeostasis.	

Matching

Match each decision-making style to the correct statement listed below. Some styles may be used more than once.
a.	The agonizer	
b.	The mystic	
c.	The fatalist	
d.	The evader	
e.	The plunger	
f.	The submissive	
g.	The planner	

____	51.	Chooses the first alternative that comes to mind

____	52.	Wants others to make the decision

____	53.	Believes he or she doesn’t have control over choices

____	54.	Weighs all the information before choosing

____	55.	Becomes overwhelmed with all the data

____	56.	Makes a decision because it “feels right”

____	57.	Delays making the decision

____	58.	Balances facts and emotions

Match each item to the correct statement listed below. Items will be used more than once.
a.	Interests	
b.	Aptitudes	
c.	Work values	

____	59.	School grades provide evidence of these

____	60.	Your likes and dislikes

____	61.	Feelings about the importance of an activity or occupation

____	62.	Things you are good at doing

____	63.	Measurement of these indicate how well you might do in a certain field

____	64.	Activities you enjoy doing

____	65.	Things that you believe are important

Match each advertising technique to the correct description listed below.
a.	Endorsements	
b.	Familiarity	
c.	Association	
d.	Successful living	
e.	Emotional appeal	
f.	Economic appeal	
g.	Conformity	
h.	Scare tactics	
i.	Intellectual appeal	
j.	Health and comfort	

____	66.	Avoids situations that are dangerous, embarrassing or otherwise unpleasant

____	67.	Messages related to happiness, friendship, and other pleasant feelings

____	68.	Products that claim to help you become more informed or better educated

____	69.	A jingle or slogan is played over and over

____	70.	Famous people present the advertising message

____	71.	Appeals to the desire for success, status, or beauty

____	72.	This approach is used in ads for products such as aspirin, vitamins, and skin lotions

____	73.	This approach encourages you to buy something because others have it or use it

____	74.	Messages about spending, saving, and making money

____	75.	An example is a horse-drawn sleigh passing by a beautiful landscape